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RMB Deposit Interest Rates

Effective from May 21, 2025
Annual Interest Rate （%）
Deposit Non-guarantee Deposit  Guarantee Deposit 
    1. Demand Deposit 0.05 0.05
    2. Time Deposit
        3-month 0.70 0.70
        6-month 0.95 0.95
        1-year 1.15 1.15
        2-year 1.20 1.20
        3-year 1.30 1.30
        5-year 1.35 1.35
    3. Agreement Deposit 0.25 --
    4. Call Deposit
        1-day 0.35  -- 
        7-day 0.55  --