Major Accounting Data

2025

2024

2023

For the year

Operating income

212,741

212,226

210,831

Total profit

89,973

87,120

84,329

Net profit attributable to the listed company's shareholders

77,469

77,205

77,116

Net profit after non-recurring gains and losses attributable to the listed company's shareholders

77,064

76,772

76,523

At year-end

Total assets

11,094,256

10,507,898

10,158,326

Total liabilities

10,180,610

9,614,287

9,350,607

Shareholders' equity

901,716

881,908

796,224

Share capital

21,163

20,774

20,774

Per share

Basic earnings per share(RMB)

3.46

3.51

3.51

Diluted earnings per share(RMB)

3.21

3.23

3,24

Basic earnings per share after non-recurring gains and losses(RMB)

3.44

3.49

3.48

Net assets per share attributable to the listed company's shareholders(RMB)

38.83

36.88

34.20

Financial Ratios

Return on total assets(%)

0.72

0.75

0.80

Return on average equity(%)

9.15

9.89

10.64

Cost-income ratio(%)

29.56

29.50

29.97

Asset quality indicators

Non-performing loans ratio(%)

1.08

1.07

1.07

Provision coverage ratio(%)

228.41

237.78

245.21

Capital adequacy indicators

Capital adequacy ratio(%)

13.56

14.28

14.13

Tier I capital adequacy ratio(%)

10.64

11.23

10.93

core Tier I capital adequacy ratio(%)

9.70

9.75

9.76