Market-based Pricing: CIB Institutional Service Fee Schedule

Business Category	Serial Number	Service Item	Service Fee	Preferential Policy	Service Description	Remarks
Payment and Settlement Services	020101	Transfer and Remittance Service Fee	Corporate intra-bank counter transfer and remittance service fee / Corporate online banking intra-bank transfer service fee / Corporate online banking interbank transfer service fee / Bank-enterprise direct connection intra-bank transfer service fee / Bank-enterprise direct connection interbank transfer service fee / Intra-industry online banking intra-bank transfer service fee / Intra-industry online banking interbank transfer service fee / Intra-industry direct connection (including bank-treasury direct connection) intra-bank transfer service fee / Intra-industry direct connection (including bank-treasury direct connection) interbank transfer service fee / CIB Butler App intra-bank transfer service fee / CIB Butler App interbank transfer service fee / Corporate settlement card counter transfer service fee / Corporate settlement card ATM transfer (interbank intra-city transfer) service fee / Bank-enterprise direct global fund management domestic RMB intra-bank transfer and remittance service fee / Bank-enterprise direct global fund management domestic RMB interbank transfer and remittance service fee: RMB 5 for each transfer of not more than RMB 10,000 (including RMB 10,000); RMB 10 for each transfer of more than RMB 10,000 but not more than RMB 100,000 (including RMB 100,000); RMB 15 for each transfer of more than RMB 100,000 but not more than RMB 500,000 (including RMB 500,000); RMB 20 for each transfer of more than RMB 500,000 but not more than RMB 1,000,000 (including RMB 1,000,000); 0.002% of the amount of transfer but not more than RMB 200 for each transfer of more than RMB 1,000,000. Corporate settlement card ATM transfer (interbank inter-region transfer) service fee: 1% of the transaction amount, with a minimum fee of RMB 5 and maximum fee of RMB 50 per transaction.	1. Corporate intra-bank counter transfer and remittance service fee: Temporarily waived from October 25, 2013 to September 30, 2027. 2. Corporate online banking / Bank-enterprise direct connection / Intra-industry online banking / Intra-industry direct connection (including bank-treasury direct connection) intra-bank transfer service fee: Temporarily waived from October 25, 2013 to September 30, 2027. 3. Corporate online banking / Bank-enterprise direct connection / Intra-industry online banking / Intra-industry direct connection (including bank-treasury direct connection) interbank remittance service fee: 10% discount applies to interbank transfer and remittance service fees for transactions no more than RMB 100,000 (inclusive), effective from September 30, 2021 to September 30, 2027. 4. CIB Butler App interbank transfer service fee: Temporarily waived from January 1, 2016, to September 30, 2027. 5. Bank-enterprise direct global fund management domestic RMB intra-bank transfer and remittance service fee: Temporarily waived from September 15, 2021, to September 30, 2027. 6. Bank-enterprise direct global fund management domestic RMB interbank transfer and remittance service fee: 10% discount applies to interbank transfer and remittance service fees for transactions no more than RMB 100,000 (inclusive), effective from September 30, 2021 to September 30, 2027. 7. Corporate settlement card ATM intra-bank transfer service fee: CIB has waived all fees since the launch of this service on September 1, 2016. 8. Corporate settlement card ATM interbank transfer service fee: No service fees are charged. This preferential policy is effective from September 30, 2021 to September 30, 2027. 9. Corporate settlement card counter intra-bank transfer service fee: CIB has waived all fees since the launch of this service on September 1, 2016. 10. Corporate settlement card counter interbank transfer service fee: 10% discount applies to interbank transfer and remittance service fees for transactions no more than RMB 100,000 (inclusive), effective from September 30, 2021 to September 30, 2027.	1. Corporate intra-bank counter transfers and remittances: Transferring customer funds from one CIB account to another CIB account (including intra-city and inter-region) via counter services. 2. Corporate online banking / Bank-enterprise direct connection / Intra-industry online banking / Intra-industry direct connection (including bank-treasury direct connection) intra-bank transfers: Providing head office-governed/branch-managed intra-bank transfer (including intra-city and inter-region) services via corporate online banking, bank-enterprise direct connection, and bank-treasury direct connection. These include outward payments, batch payments, virtual sub-account payments, securities fund transfers, and group payments. 3. Corporate online banking / Bank-enterprise direct connection / Intra-industry online banking / Intra-industry direct connection (including bank-treasury direct connection) interbank transfers: Providing intra-city interbank transfer and inter-region interbank transfer services via corporate online banking, bank-enterprise direct connection, and intra-industry online banking / intra-industry direct connection (including bank-treasury direct connection). These include outward payments, batch payments, virtual sub-account payments, and group payments. 4. Corporate settlement card counter transfers: Counter services for transferring CIB account funds to other accounts at CIB or other banks (including intra-city and inter-region). 5. Corporate settlement card ATM transfers (interbank intra-city/interbank inter-region): ATM services for transferring account funds to other accounts at other banks (including intra-city and inter-region). 6. CIB Butler App intra-bank transfers: Providing head office-governed/branch-managed intra-bank transfer (including intra-city and inter-region) services via the CIB Butler App. These include intra-bank remittances, quick transfers, outward payments, batch payments, and virtual sub-account payments. 7. CIB Butler App interbank transfers: Providing intra-city interbank transfer and inter-region interbank transfer services via the CIB Butler App. These include interbank remittances, quick transfers, outward payments, batch payments, and virtual sub-account payments. 8. Bank-enterprise direct global fund management domestic RMB intra-bank transfers and remittances: Providing RMB fund transfer services from domestic CIB accounts to other domestic CIB accounts through the bank-enterprise direct global fund management service. 9. Bank-enterprise direct global fund management domestic RMB interbank transfers and remittances: Providing RMB fund transfer services from domestic CIB accounts to other accounts at other domestic banks (including intra-city and inter-region) through the bank-enterprise direct global fund management service.
	020106	Bank Acceptance Draft Acceptance Service Fee	Bank acceptance commission fees are charged at 0.5‰ of the face value for bank acceptance drafts (including both paper and electronic formats).		CIB provides acceptance services for paper or electronic bank acceptance drafts issued to customers, along with settlement services including daily management, draft verification, and payment to the payee or holder upon presentation for payment.	The maximum term of the draft is 6 months (inclusive).
	020107	Collection Service Fee	Entrusted collection/Collection payment acceptance: RMB 2 per transaction		The payee entrusts CIB to collect payment from the payer, including customers entrusting CIB to process draft collections.	If mailing the customer’s collection documents is required, the mailing fee will be charged to the customer based on the courier company’s actual rates. No mailing fee will be charged to customers for drafts discounted with CIB and subsequently collected.
	020108	Account Information Amendment	Account Information Amendment: RMB 10 per service per customer		Account Information Amendment: Modifications to registered address and business scope.
	020109	Domestic Letter of Credit (L/C)	1. Issuance fee: 0.05% to 0.15% of L/C amount, with a minimum of minimum RMB 100. If the L/C amount is increased, the fee is calculated based on the new maximum amount. 2. Amendment/cancellation fee: RMB 100 per service. For amendments involving an amount increase, the issuance fee is charged on the incremental amount (at the original rate), and no separate amendment fee applies. For amendments involving an amount decrease, the amendment fee will be charged while the confirmation fee already collected for the reduced amount’s remaining validity period will be refunded. For domestic L/C cancellation, the cancellation fee will be charged while the issuance fee already collected for the canceled amount’s remaining validity period will be refunded. 3. Notification (amendment notification) fee: RMB 50 to 200 per service. 4. Maturity payment confirmation (acceptance): 0.05% per quarter of committed payment amount with a minimum of RMB 200 per service, If the period is less than one quarter, the fee will be charged as a full quarter. 5. Document verification fee: Charged at 0.1% of document value with a minimum of RMB 300 and a maximum of RMB 2,000 per service). 6. Negotiation fee: 0.1% of the negotiation document amount. 7. Discrepancy processing fee: RMB 300 to 500 per service. 8. Confirmation fee (including notification fee): 0.1% to 0.5% per quarter of the confirmed amount, with a minimum of RMB 300 per service . Fees for periods less than one quarter will be charged as a full quarter. 9. Confirmation amendment/cancellation fee: RMB 100 per service. For amendments involving an increase in the confirmed amount, the confirmation fee is charged on the incremental amount (at the original rate), and no separate amendment fee applies. For amendments involving a decrease in the confirmed amount, the amendment fee will be charged while the confirmation fee already collected for the reduced amount’s remaining confirmation period will be refunded; for confirmation cancellations, the cancellation fee will be charged while the confirmation fee already collected for the canceled amount’s remaining confirmation period will be refunded. 10. Transfer fee: 0.1% of the transferred amount. If the transferred L/C amount increases, the fee shall be calculated based on the maximum amount after the increase, with a minimum of RMB 200 per service and a maximum of RMB 1,000 per service. 11. Transfer amendment/cancellation fee: RMB 100 per service. For amendments involving an amount increase, the transfer fee is charged on the incremental amount (at the original rate), and no separate transfer amendment fee applies. For amendments involving a decrease in the transferred amount, the transfer amendment fee will be charged. 12. Document substitution fee (including transferable L/C substitution): RMB 100 per service.	Notification (amendment notification): May be waived for documents presented through CIB under certain circumstances.	1. Issuance: Providing customers with domestic L/C issuance services. 2. L/C amendment/cancellation: Providing customers with services for L/C amendment (including both increase and decrease in amount) / L/C cancellation. Specifically, increase amendment refers to providing customers with amendment services involving an increase in the L/C amount; decrease amendment refers to providing customers with amendment services involving a decrease in the L/C amount. 3. Notification (amendment notification): Services provided by CIB as the advising bank to notify beneficiaries of domestic L/Cs or amendments received from the issuing bank. 4. Maturity payment confirmation (acceptance): L/C settlement services provided by CIB to customers, which involves confirming payment maturity for usance L/Cs and fulfilling payment obligations on the due date. 5. Document verification: Document verification services provided to customers for documents mailing and claiming based on L/Cs. 6. Negotiation: The act of a negotiating bank giving value to the beneficiary. 7. Discrepancy processing: Providing customers with services for processing discrepant documents. 8. Confirmation (including notification): Services provided to customers for confirming domestic L/C issued by other banks and subsequently notifying beneficiaries. 9. Confirmation amendment/cancellation: Providing customers with services for confirmation amendment (including both increase and decrease in amount) / confirmation cancellation. Specifically, increase amendment refers to providing customers with amendment services involving an increase in the confirmation amount; decrease amendment refers to providing customers with amendment services involving a decrease in the confirmation amount. 10. Transfer: Domestic L/C transfer settlement service provided to customers (first beneficiaries), involving the transfer of received domestic L/Cs to second beneficiaries for utilization. 11. Transfer amendment/cancellation: Providing customers with services for transfer amendment (including both increase and decrease in amount) / transfer cancellation. Specifically, increase amendment refers to providing customers with amendment services involving an increase in the transfer amount; decrease amendment refers to providing customers with amendment services involving a decrease in the transfer amount. 12. Document substitution: Providing customers with assistance in modifying or replacing documents submitted to CIB for documents mailing and claiming; Transferable L/C substitution: Under transferable L/C, providing document substitution services to customers (first beneficiaries) upon presentation of documents by second beneficiaries.	Issuance, increase amendments, general amendment/cancellation, and acceptance/undertaking fees are generally charged to the applicant unless otherwise specified in the L/C terms. All other domestic L/C-related fees shall be charged to either the ​applicant or the ​beneficiary, as specified in the L/C terms.
	020110	Reserved Seal Management	Seal change: RMB 20 per service per account		Provides services for changing reserved signature/seal specimens.	For reserved seal management, a 50% discount applies if the customer uses a payment password device.
	020111	Payment Password Device Services	Payment password device production fee: Charged at production cost or local PBC unified pricing. Payment password device service modification (account key changes, unlocking, etc.): RMB 20 per service per account.		CIB acts as the authorized seller of payment password devices and provides customers with account binding and modification.
	020112	Receipt Reproduction Service	Paper receipt reproduction (excluding detailed statements and balance statements): Free within three months (inclusive), RMB 10 per copy for over three months up to three years (inclusive), and RMB 50 per copy for over three years. Reproduction of detailed statements, balance statements, and electronic receipts is free of charge.		This service provides customers with receipts again upon request. A receipt refers to the acknowledgment slip provided by the bank to customers for their transactions.
	020114	Corporate Large-amount Cash Withdrawal	Corporate large-amount cash withdrawals: A fee will be charged for cash withdrawals exceeding RMB 50,000 in a single account on the same day, calculated at 1‰ of the excess amount, with a minimum of RMB 5 per transaction and a maximum of RMB 500 per transaction.		Large-amount cash withdrawal services for customers.	Corporate settlement card withdrawal services via CIB counters are free of charge.
	020115	Corporate Small Denomination Coin Sorting	A fee will be charged if a single customer exchanges, deposits, or withdraws more than 500 pieces/coins of cash in one day. The minimum fee is RMB 5. An additional RMB 1 will be charged for every extra 100 pieces/coins (inclusive), with a maximum of RMB 500.		Sorting services for deposits, withdrawals, and exchanges of banknotes and coins with a denomination of RMB 1 (inclusive) or below.	Corporate settlement card deposit and withdrawal services via CIB counters are free of charge.
	020202	Online Transaction (Service) Fee	Payment institutions/online interbank payment merchants/online special merchants/online direct payment merchants/online direct connection merchants: Including B2C online payments, B2B online payments, B2C quick payments, individual entrusted collections, corporate entrusted collections, entrusted payments, authentication verification, etc. Final pricing is determined based on channel costs, local market conditions, and customer circumstances, and is charged as per agreement.		CIB provides account verification and payment services to payment institutions, as well as intra-bank and interbank online payment fund settlement and fund collection/disbursement services to merchants. Additionally, CIB offers a system platform for contracted merchants. Depending on the functions applied for, merchants can perform fund payments, transaction inquiries, settlement inquiries, refunds, and other operations on this platform. Fund collection/disbursement services support both corporate and individual transactions. Online fund settlement services support RMB debit card and credit card payments, as well as international credit card online payments such as VISA and MASTER CARD.	Online special merchants: Includes B2C/B2B/mobile channels.
	020203	Other Banking Instrument Service Fees	Draft custody fee / draft pledge service fee: Custody service charges up to RMB 100 per commercial draft; pledge service charges up to RMB 50 per commercial draft. Alternatively, a lump-sum custody/pledge fee may be charged as per the relevant contract agreement. Electronic commercial draft service management fee: Charged as per agreement.		Draft custody: CIB provides comprehensive services including commercial draft safekeeping, draft inquiry, authenticity verification, and maturity reminders based on customer entrustment. L/C custody: CIB acts as the custodian for L/Cs, offering safekeeping and related services.. Draft pledge: CIB accepts undiscounted commercial drafts transferred (endorsed) by customers, providing financing services under the drafts. Customers can check real-time draft status, details, and credit line utilization information. Electronic commercial draft service management: For qualified customers, CIB offers online banking services for electronic commercial drafts including issuance, acceptance, endorsement transfer, discounting, pledging, payment presentation, and inquiry.
	020301	Export Collection	Clean collection service fee: 0.1% of collection amount, with a minimum of RMB 50 per transaction, a maximum of RMB 1,000 per transaction. Documentary collection service fee: 0.1% of collection amount, with a minimum of RMB 100 per transaction, a maximum of RMB 1,500 per transaction.		Customers entrust financial instruments and commercial documents to CIB, which provides collection services from overseas payees or importers on their behalf.
	020302	Import Collection	1. Import collection fee: Clean collection service fee: 0.1% of collection amount, with a minimum of RMB 50 per transaction, a maximum of RMB 1,000 per transaction. Documentary collection service fee: 0.1% of collection amount, with a minimum of RMB 100 per transaction, a maximum of RMB 1,500 per transaction. 2. Import collection reimbursement fee: Clean collection/documentary collection reimbursement fee: USD 50 per transaction.		1. Import collection: Upon entrustment by overseas banks, CIB provides settlement services including presenting negotiable instruments or documents received from overseas banks to importers for payment or acceptance, and remitting collected funds to overseas banks. Fees are charged to importers (customers) or overseas beneficiaries. 2. Import collection reimbursement: Fund reimbursement services under import collection items.
	020303	Collection Instruction Modification Fee	RMB 100 per transaction		When a customer requests modifications to previously instructed export collection terms (e.g., amount, tenor, document delivery method, payer), requiring CIB to issue corresponding modifications to the overseas collecting bank.
	020304	Free of Payment Document Release	Free of payment document release fee (export collection/import collection): RMB 100 per transaction (replaces standard “export collection/import collection” fees).		Free of payment document release fee (export collection): Services provided to customers for forwarding financial and commercial documents, or commercial documents without financial instruments, to overseas payers or importers. Free of payment document release fee (import collection): Services provided upon entrustment by overseas banks to deliver documents received from overseas banks to customers as per instructions.	“Free of Payment” indicates that the customer does not have to make a payment for goods or relevant matters.
	020305	Dishonored Collection Return Service Fee / Document Substitution (Amendment) Service Fee / Acceptance Presentation Service Fee	RMB 100 per transaction		Dishonored Collection Return: Services provided to refuse payment and return documents for collection documents sent by overseas banks, as instructed by the customer or overseas bank. Document substitution (amendment): Services provided upon entrustment by overseas banks to withdraw, modify, and re-present documents to customers for payment or acceptance. Acceptance presentation: Services provided upon entrustment by overseas banks to present time drafts received from the overseas bank to customers for acceptance as per instructions.
	020306	Export L/C	1. Pre-advice fee: RMB 100 per transaction; advice or transmission fee: RMB 200 per transaction; L/C amendment advice or transmission fee: RMB 100 per transaction; cancellation fee within L/C validity period: RMB 100 per transaction. These fees are waived if documents are presented through CIB. 2. Confirmation fee: 0.0625% per month of the confirmed amount, with a minimum of RMB 300 per transaction. Fees for periods less than one month will be charged as a full month. 3. Confirmation amendment fee: RMB 200 per service. For amendments involving an increase in the confirmed amount, the confirmation fee is charged on the incremental amount (at the original rate), and no separate amendment fee applies. For amendments involving a decrease in the confirmed amount, the amendment fee will be charged while the confirmation fee already collected for the reduced amount’s remaining confirmation period will be refunded. 4. Transfer fee: 0.1% of the transferred amount. If the transferred L/C amount increases, the fee shall be calculated based on the maximum amount after the increase, with a minimum of RMB 200 per service and a maximum of RMB 1,000 per service. 5. Transfer amendment fee: RMB 100 per service. For amendments involving an amount increase, the transfer fee is charged on the incremental amount (at the original rate), and no separate transfer amendment fee applies. For amendments involving a decrease in the amount, the transfer amendment fee will be charged. 6. Amendment/substitution fee: RMB 100 per transaction. 7. Export document examination fee: 0.125% of the document value, with a minimum of RMB 200 per transaction. Pre-examination fee: RMB 200 per transaction (waived if documents are submitted through CIB).		1. Pre-advice: Services to preliminarily notify the beneficiary of an L/C issued by a overseas bank with simple terms, to facilitate the beneficiary’s preparation of goods. Advice or transmission / L/C amendment advice or transmission: Services to notify the beneficiary of an L/C or its amendment issued by a overseas bank, or to transmit the L/C to the issuing bank’s designated bank. Cancellation fee within L/C validity period: Services to notify the overseas bank on behalf of the beneficiary during the L/C’s validity period that the issued L/C will not be executed. 2. Confirmation: Services to provide confirmation for L/Cs notified by CIB to customers, upon authorization by the issuing bank. 3. Confirmation amendment: Services to provide confirmation for amendments to L/Cs notified by CIB to customers, upon authorization by the issuing bank. Increase confirmation amendment: amendment services involving an increase in the confirmation amount. Non-increase confirmation amendment: amendment services other than increases (including reductions in the confirmation amount). 4. Transfer: Services to transfer L/Cs issued by overseas banks to third parties for utilization, according to customer instructions. 5. Transfer amendment: Providing customers with services for transfer amendment (including both increase and decrease in amount). Specifically, increase amendment refers to providing customers with amendment services involving an increase in the transfer amount; decrease amendment refers to providing customers with amendment services involving a decrease in the transfer amount. 6. Amendment/substitution: Providing customers with assistance in modifying or replacing documents submitted to CIB for documents mailing and claiming. 7. Export document examination: Services to assist beneficiaries in examining documents prepared according to overseas bank L/C requirements and submitted to CIB, followed by dispatching the documents externally for collection. Pre-examination: Services to pre-review draft documents submitted by beneficiaries before their formal issuance.	Fees related to export L/Cs are generally charged to the beneficiary, unless otherwise specified in the L/C terms.
	020307	Import L/C	1. Issuance fee: 0.1% to 0.15% of opening/C amount, with a minimum of minimum RMB 300. If the L/C amount is increased, the fee is calculated based on the new maximum amount. For full margin deposits, the fee is 0.08%, minimum RMB 300 per transaction. For validity periods exceeding three months, an additional 0.05% is charged every three months. If the term is less than three months, it will be calculated as three months. No additional fee will be charged under full margin deposit. 2. Amendment fee: RMB 200 per service. For amendments involving an amount increase or extension of validity period, the issuance fee is charged on the incremental amount/extended period (at the original rate), and no separate amendment fee applies. For amendments involving an amount decrease, the amendment fee will be charged while the confirmation fee already collected for the reduced amount’s remaining validity period will be refunded. Received document amendment fee: RMB 100 per transaction. 3. Acceptance fee: 0.05% per month of the accepted amount, minimum RMB 200 per transaction. Fees for periods less than one month will be charged as a full month. 4. Import document examination fee: USD 40 per transaction. 5. Reimbursement fee: USD 50 per transaction. 6. Discrepancy processing fee: USD 50 to 80 per transaction. 7. Cargo release guarantee fee: 0.05%, with a minimum of RMB 300 per transaction. 8. Bill of lading endorsement fee: RMB 300 per transaction. Waived when issuing bills of lading consigned to CIB’s order. 9. Document return / L/C cancellation fee (within validity period): RMB 100 per transaction. For L/C cancellations within the validity period, the cancellation fee will be charged while the issuance fee already collected for the canceled amount’s remaining validity period will be refunded.		1. Issuance: Providing customers with import L/C issuance services. 2. L/C amendment: Providing customers with services for L/C amendment (including both increase and decrease in amount and extension of validity period). Specifically, increase amendment refers to providing customers with amendment services involving an increase in the L/C amount; decrease amendment refers to providing customers with amendment services involving a decrease in the L/C amount. Received document amendment: At the request of an overseas bank, CIB replaces or amends the previously delivered documents and then notifies the applicant. 3. Acceptance: L/C settlement services provided by CIB to customers, wherein, based on the terms of L/Cs, payment commitments are made to overseas banks for usance drafts or documents, and payment obligations are fulfilled on the due dates. 4. Import document examination: Services involving the examination of documents sent by overseas banks under L/Cs issued by CIB. 5. Reimbursement: Providing or acting as agent for correspondent banks to provide customers with payment services under import L/Cs. 6. Discrepancy processing: Providing customers with services for processing discrepant documents sent by overseas banks. 7. Cargo release guarantee: Services whereby, when goods under an import documentary L/C arrive at the destination prior to the original ocean bill of lading, CIB acts as a joint guarantor to issue a letter of guarantee for cargo release, enabling the customer to take delivery from the shipping company. 8. Bill of lading endorsement: Services provided to customers for endorsing bills of lading on their reverse side. 9. Document return: Services for returning documents to overseas banks; cancellation within L/C validity period: Services for canceling import L/Cs before their expiration date.	Fees for import L/C issuance, amendment, acceptance, cargo release guarantee, bill of lading endorsement, document return, and L/C cancellation are generally charged to the applicant unless otherwise specified in the L/C terms. Fees for issuing bank document examination, reimbursement, and discrepancy processing fee are typically charged to the beneficiary, unless otherwise specified in the L/C terms.
Electronic Banking	020201	Corporate/Intra-industry online banking annual service fee	Corporate/Intra-industry online banking annual service fee: RMB 100 per year for activating corporate online banking services, charged per electronic channel code. As of year-end, customers with corporate online banking active for one full year (inclusive) are charged the full annual rate of RMB 100 per year; those active for half a year (inclusive) are charged RMB 50 per year.	Corporate online banking annual service fee: Charged at 50% of the standard rate, effective from September 30, 2021, to December 31, 2027. Intra-industry online banking annual service fee: Temporarily waived from April 1, 2022, to September 30, 2027.	Corporate/Intra-industry online banking annual service fee: Corporate/intra-industry online banking services provided to customers per agreements.
	020204	Bank-Enterprise/Intra-industry Direct Connection Annual Service Fee	Bank-enterprise/intra-industry direct connection annual service fee: RMB 2,000 per year, charged per electronic channel code. As of year-end, customers with one full year (inclusive) of activation are charged the full annual rate of RMB 2,000; those with half a year (inclusive) of activation are charged RMB 1,000. Customers charged for bank-enterprise direct connection annual service fees are waived from corporate online banking annual service fees.	Bank-enterprise direct connection annual service fee: Charged at 50% of the standard rate, effective from September 30, 2021, to December 31, 2027. Intra-industry direct connection annual service fee: Temporarily waived from April 1, 2022, to September 30, 2027.	Bank-enterprise/intra-industry direct connection annual service fee: Bank-enterprise/intra-industry direct connection services provided to customers per agreements. Bank-enterprise/intra-industry direct connection refers to channels through which customers connect their financial or treasury management systems to CIB’s standardized data service interfaces, thereby accessing integrated and customized financial services. This is complemented by professional operational support post-system deployment.
Trade Finance	020116	Domestic Factoring Service	Factoring service fees: Recourse factoring/non-recourse factoring/non-financing factoring/financial lease factoring/joint factoring service fees are charged as per agreement based on service scope, transaction nature, risk exposure, comprehensive benefits, market competition, and other factors. Factoring fees: For domestic factoring pool/reverse factoring, fees are charged as per agreement based on service scope, transaction nature, risk exposure, comprehensive benefits, market competition, and other factors.		1. Recourse factoring/non-recourse factoring/non-financial factoring/financial lease factoring/joint factoring: Comprehensive financial services, including receivable financing, commercial credit investigation, receivable management, and bad debt guarantee, provided to sellers by CIB (or CIB and the joint factoring provider), under the condition that a domestic seller (creditor) sells goods/provides services to a domestic buyer (debtor) on credit terms, ​or​ a domestic financial leasing company provides leased assets to a lessee through financial leasing, in either case generating accounts receivable that are transferred to CIB (or CIB and a joint factoring provider), with a service fee charged to the seller. 2. Domestic factoring pool: Credit-granting services provided by CIB to a domestic seller (creditor), under the condition that the accounts receivable balance transferred to CIB on a recourse basis remains stable and sufficient to cover CIB’s credit exposure, with a service fee charged to the seller. 3. Reverse factoring: Non-recourse receivable financing services, provided by CIB to the seller in credit-based transactions, under the condition that no disputes exist in the underlying transaction or accounts receivable, and the buyer maintains a direct credit line with CIB, with a service fee charged to the seller/buyer.
	020308	Export Factoring Service	1. Factoring service fee: Export recourse single factoring/non-recourse single factoring/recourse dual factoring/non-recourse dual factoring service fees are charged as a percentage of the transferred receivable amount as per agreement based on service scope, transaction nature, risk exposure, comprehensive benefits, market competition, and other factors, with a minimum of 0.1%. 2. Credit investigation fee: RMB 300 per transaction; Outward remittance service fees, telecommunication charges, and fees collected by import factoring agents on behalf of collection will be separately charged.		Export factoring: As an export factor, CIB provides exporters (sellers or suppliers) engaged in international trade with one or more services including accounts receivable management, receivable collection, bad debt guarantee, and export factoring financing when they sell goods or services to importers (buyers or debtors) using Open Account (O/A) or Documents Against Acceptance (D/A) as settlement methods. Credit Investigation: Credit investigation services on buyers for customers exporting goods. The above fees are charged to the exporter.	Credit investigation: If the exporter promptly conducts factoring business with CIB after obtaining a formal buyer credit line, this fee will not apply. If the exporter signs a factoring agreement with CIB but does not proceed with factoring services, this fee will be charged (excludes cases where only the Preliminary Reply on Export Factoring Credit Line is received after application submission, and the Export Factoring Credit Line Approval Notice is not obtained). If no shipment (or service provision) and document submission for factoring continuation occur within 90 days from the formal approval date of the credit line, CIB will charge a credit investigation fee. If the exporter subsequently assigns invoices to CIB, the collected fee may be offset against factoring fees accordingly.
	020310	Forfaiting Service	1. Forfaiting resale fee (export forfaiting): Charged as per agreement based on market quotations, transaction amount, risk exposure, comprehensive benefits, market competition, and other factors. 2. Export forfaiting - forfaiting service fee: Charged as per agreement based on market quotations, transaction amount, risk exposure, comprehensive benefits, market competition, and other factors.		1. Forfaiting resale fee (export forfaiting): Services where CIB buys instruments/claims from the exporter and immediately resells them to the forfaiter under the condition that CIB first contacts a forfaiter and obtains the forfaiter’s explicit agreement to purchase, with a service fee charged to the exporter. 2. Export forfaiting - forfaiting service fee: Additional comprehensive services provided by CIB to customers during the export forfaiting resale process, with a service fee charged to the exporter.
	020311	Export Credit Service (valid until September 30, 2025, inclusive)	Export buyer’s credit management fee: Charged at 0.5% to 1.5% of the total loan amount as a one-time fee. Export buyer’s credit commitment fee: Charged at an annualized rate of 0.5% to 1% on the undrawn amount during the availability period. Waived for small and micro enterprises.		Export buyer’s credit management fee: Services such as designing financing solutions and managing financing affairs for customers during the transaction. Export buyer’s credit commitment fee: Fund arrangement services for committed but undrawn export buyer’s credit.	The original service item name was “Export Buyer’s Credit Service (020311)”
		Export Credit Service (valid from October 1, 2025)	Export credit management fee: Charged at 0.5% to 1.5% of the total loan amount as a one-time fee.  Export credit commitment fee: Charged at an annualized rate of 0.5% to 1% on the undrawn amount during the availability period. Waived for small and micro enterprises.		Export credit management fee: Services such as designing financing solutions and managing financing affairs for customers during the transaction.  Export credit commitment fee: Fund arrangement services for committed but undrawn export credit.
Agency Services	020402	Agency Collection And Agency Payment Service	Agency collection and agency payment service fee: Charged at the agreed rate, not exceeding the fee standards announced by the government at any level.		CIB deducts money from the payer’s account according to the collection amount and details of the principal or notifies the payer to transfer and remit money to the charging units; according to the payment authorization certificate of the principal, CIB transfers and remits provisions to the designated account; CIB establishes and conserves the account details of collection and payment for the principal; CIB provides the payment management system for the principal, the principal can manage customers’ payment details and collection receipt details. The scope of services includes utility payments (water, electricity, gas, landline/mobile phone, internet, cable TV, housing provident fund) and commercial payments (insurance premiums, property management fees, tuition, traffic fines, expressway tolls, rent).	Charged to the principal.
	020403	Agent Cash Box Custody And Transportation	Charged per cash box with a minimum of RMB 5,000 per unit per month; or charged as per agreement.		CIB provides cash box custody and transportation services to intra-industry banks, acting as an entrusted agent pursuant to executed service agreements.
	020404	Agency Cash Allocation and PBOC Cash Transportation	Charged at 0.8‰ to 1‰ of allocated amount; or charged as per agreement.		CIB provides cash allocation and PBOC issuance vault deposit/withdrawal services to intra-industry banks, acting as an entrusted agent pursuant to executed service agreements.
	020405	Agent Bank Acceptance Draft Issuance	Fees are charged to entrusting intra-industry financial institutions at CIB’s standard rates for bank acceptance draft services applicable to CIB’s customers.		Agency issuance of bank acceptance drafts for intra-industry financial institutions.
	020406	Interbank Platform Agent Payment And Settlement Services	Agency access to China National Advanced Payment System: Charged at the agreed price, usually not more than RMB 50,000 a year for 5,000 transactions. An additional RMB 1 will be charged for each transaction of the excess of 5,000 transactions in addition to the standard rate of payment system of the PBOC. Agency collection and agency payment (remittance/collection/payment) service fee: Charged as per agreement.		Agency access to China National Advanced Payment System: Access to China National Advanced Payment System (e.g. the large and small amount payment system, the local payment system and the Internet Banking Payment System) for fund transfers on behalf of intra-industry financial institutions. Agency collection and agency payment (remittance/collection/payment): Access to various payment channels and unified fund collection/payment services on behalf of institutional customers, including but not limited to ID authentication, agency collection and agency payment.
	020407	Fiscal Agency Service Fee	Centralized treasury payment agency service fee/Non-tax revenue collection agency service fee: Charged per fiscal authorities’ service fee standards under executed agency agreements with the fiscal authorities.		Fiscal agency services provided to financial authorities at all levels, including centralized treasury payments, non-tax revenue collection, and other fiscal agency operations.	The frequency of charging varies per agreements between CIB and fiscal authorities.
	020408	Fund Agency Service	Charged as per agreement. Revenue sharing based on subscription fees, redemption fees, and management fees charged by the product manager.		CIB, entrusted by fund companies, provides agency services including fund product subscription, purchase, and redemption.
	020409	Bond Settlement Agency Service	1. Outright bond trading service fee: Minimum RMB 500, maximum not exceeding 0.01% of the bond’s face value. 2. Pledged/buyout repo service fee: Minimum RMB 300, maximum not exceeding 0.01% of the bond’s face value. 3. Distribution service fee: Minimum RMB 500, maximum not exceeding 0.005% of the bond’s face value.		Bond settlement agency outright trading: Executing customers’ trading orders by acting as their agent in the interbank bond market to complete outright bond transactions, deliver bonds deposited at the China Central Depository & Clearing Co., Ltd. (CCDC), and transfer settlement funds for the transactions. Bond settlement agency pledged/outright repo: Acting as customer’s agent in the interbank bond market to complete pledged or outright transactions, to deliver, pledge or release bonds deposited at CCDC, and to transfer settlement funds for the transactions. Bond settlement agency distribution: Acting as customer’s agent in the interbank bond market to complete bond distribution transactions in the interbank bond market, deliver bonds deposited at the settling bonds deposited at CCDC or Shanghai Clearing House (SHCH), and transfer settlement funds for the transactions; providing market advisory services; providing periodic reconciliation.
	020410	Institutional Customer Fund Clearing Agency Service Fee	1. Ordinary fund clearing services: Charged as per agreement. 2. SHCH agency clearing fees, clearing exit fees, early termination fees, and portfolio compression fees: Charged as per agreement. 3. SHCH commodity spot clearing agency fees: Fees shall be charged in accordance with the relevant fee schedule for buyer spot clearing members of the commodity spot clearing business as published on SHCH’s official website. For details, please refer to:(https://www.shclearing.com.cn).		Ordinary fund clearing services: Providing securities, insurance, banking and other customers with secure payment/collection capabilities, real-time transaction inquiries, transaction flow monitoring, and clearing account reconciliation. SHCH agency clearing services: Facilitating central counterparty clearing, settlement, inquiries, guaranteed delivery, and portfolio compression; processing requests to exit or terminate centrally cleared transactions. SHCH commodity spot clearing services: Acting as a SHCH spot clearing member, CIB enters into agreements with corporate customers intending to participate in SHCH commodity spot clearing to provide agency fund settlement services.
	020411	Policy Bank Agency Service Fee	Charged as per agreement.		CIB, as an authorized agent for policy banks, performs comprehensive agency services in accordance with contractual agreements, including monitoring the utilization of loan funds and project operations, collecting loan interest payments and principal repayments upon maturity, and supervising the management and operational activities of borrowers and guarantors.
	020412	Agency Service Fee for Domestic and International Settlement Business of Other Financial Institutions	Not exceeding corresponding international/domestic settlement service fees published in CIB’s publicly available fee schedule.		Agency services for international settlement business of other financial institutions: CIB, entrusted by financial institutions, provides international settlement services including ​international L/Cs and international L/Gs for their clients. Agency services for domestic settlement business of other financial institutions: CIB, entrusted by financial institutions, provides domestic settlement services including Domestic L/Cs and domestic L/Gs for their clients.
	020413	Third-Party Custody Service Fee for Customer Securities Trading Settlement Funds	Charged as per agreement.		The service fee charged by CIB to securities companies for acting as an independent third-party custodian bank to provide investors with trade clearing and fund settlement services upon entrustment by securities companies.
	020414	Institutional Customer Fund Collection and Disbursement Agency Service	Charged as per agreement.		CIB, entrusted by customer, provides agency services such as fund collection, income distribution, and maturity redemption.
	020415	Trust Plan/Product Distribution Agency Service	Charged as per agreement.		CIB, entrusted by trust companies, introduces trust product to customers.
	020416	Agency Services for Asset Management Plans and Other Businesses	Charged as per agreement.		CIB, entrusted by securities companies, futures firms, governments, and other third parties, provides agency services including sales, subscription, purchase, and redemption of their asset management plans and related products.
	020417	Insurance Agency Service	Charged as per agreement.		Agency services for insurance business authorized by insurance companies, including premium collection, distribution of personal insurance products, distribution of group insurance products, insurance claim payments, as well as agency system services and internet technical support.
	020418	Wealth Management Product Distribution Agency Service	Charged as per agreement.		CIB, entrusted by wealth management companies, provides agency services including subscription, purchase, and redemption of their asset management plan products.
Management and Advisory	020502	Financial Advisory Fee	M&A financial advisory fee and other financial advisory fees: Charged as per agreement based on the breadth and depth of services provided by CIB to the customer. Waived for small and micro enterprises.		Based on the customer’s needs, services include target screening and recommendation, industry analysis of targets, screening potential buyers, providing valuation suggestions, offering financing plan design recommendations, providing investment advice, organizing intermediaries to conduct due diligence, facilitating commercial negotiations between transaction parties, and determining transaction arrangements.
	020503	Underwriting Fee	Bond underwriting fees: Non-financial corporate debt financing instrument underwriting and issuance fees, overseas bond underwriting and issuance service fees, financial bond underwriting and issuance service fees, corporate bond underwriting and issuance service fees, local government bond underwriting and issuance service fees, etc. Charged according to bond type and as per agreement. Credit financing plan underwriting fee: In principle, no more than 2% per year or charged as per the agreement. Instrument management fee: Charged as per agreement.		Bond underwriting: Providing services such as document preparation and assistance in approval and issuance for customers issuing various types of bonds. Credit financing plan underwriting: Assisting customers in filing and marketing credit financing plans. Instrument management fee: Providing services such as document preparation and assistance in approval and issuance for customers issuing wealth management direct financing instruments.
	020504	Asset Services and Entrusted Collection	Asset management service fee: Charged as per agreement. Entrusted collection service fee: Charged as per agreement.		Asset management service fee: CIB, entrusted by specific asset owners or managers, handles matters related to the assets during their existence (including but not limited to asset management services during the existence period). Entrusted collection service fee: CIB, entrusted by customers, collects on their behalf the principal, interest, penalty interest, default penalties, and other amounts payable by debtors under customer assets; and, entrusted by customers, conducts collection and disposal of their asset targets on their behalf.
Guarantees and Undertakings	020703	Cross-border L/G (including Standby L/C)	1. L/G service fee Cross-border financial L/G: 0.25% to 0.5% of the guarantee balance per quarter, minimum RMB 1,000 per quarter; Cross-border non-financial L/G: (1) Performance L/G and advance payment L/G: 0.125% to 0.25% of the guarantee balance per quarter, minimum RMB 300 per quarter; (2) Bid L/G : 0.1% to 0.25% of the guarantee balance per quarter, minimum RMB 300 per quarter; (3) Payment L/G, quality L/G, and other L/Gs: 0.15% to 0.25% of the guarantee balance per quarter, minimum RMB 300 per quarter; Charged as a full quarter for periods less than one quarter; In case of a guarantee amount reduction leading to a decrease in the outstanding guarantee balance, the service fee will be charged on a pro-rated basis according to the actual guaranteed amount. 2. Cross-border L/G amendment fee: For amendments involving amount increases or term extensions, the incremental or extended portion will be charged according to the standard L/G service fee rates; amendments not involving amount increases or term extensions will be charged RMB 200 per service; For amendments involving both amount increases/term extensions and non-increase/non-extension modifications, only the amount increase/term extension fee will apply without additional charges for the non-increase/non-extension modifications. 3. Cross-border L/G cancellation fee: RMB 200 per service. 4. Cross-border L/G notification fee: RMB 200 per service. 5. Cross-border L/G amendment notification fee: RMB 100 per service. 6. Cross-border L/G claim service fee: 0.0625% of claim amount, minimum RMB 500 per claim, maximum RMB 5,000 per claim.		1. Cross-border L/G: Upon customer request, CIB issues legally binding guarantees to beneficiaries on behalf of customers or third-party institutions, committing to fulfill payment obligations as per guarantee contracts, potentially involving cross-border payments/receipts or international balance-of-payment transactions such as cross-border asset ownership transfers. 2. Cross-border L/G amendment: Services provided to customers for modifying contents (e.g., amount or term) of L/Gs issued by CIB. 3. Cross-border L/G cancellation: Services provided to customers for canceling L/Gs. 4. Cross-border L/G notification: Services provided to customers for notifying guarantees issued to them by other banks. 5. Cross-border L/G amendment notification: Services provided to customers for notifying amendments to L/Gs issued to them by other banks. 6. Cross-border L/G Claim: Service provided to customers for filing claims with L/G issuing parties.	Cross-border L/G service fees, amendment fees, and cancellation fees are generally charged to L/G applicants; cross-border L/G notification fees, amendment notification fees, and claim service fees are generally charged to L/G beneficiaries, unless otherwise specified in L/G terms. Cross-border L/Gs referenced in this service item include standby L/Cs.
	020704	Domestic L/G	1. Domestic L/G service fee: Financing L/G: 0.1% to 4% per year of the guarantee amount, minimum RMB 300 per service; Non-financing L/G: 0.05% to 2% per year of the guarantee amount, minimum RMB 300 per service; Charged based on the actual number of days, with the daily rate calculated as the annual rate divided by 365 days; For partially closed L/Gs, fees are calculated based on the remaining balance after closure. 2. For counter-guarantee services, the fee will be charged with reference to the L/G service fee standards. 3. Domestic L/G amendment fee: RMB 300 per service. If the amendment increases the guarantee balance, the increased amount will be charged per the standard service fee. If the amendment extends the L/G term, the extended period will be charged per the standard service fee. No separate amendment fee applies in these cases.		1. Domestic L/G: CIB provides guarantee services to domestic beneficiaries on behalf of the guaranteed party based on the customer’s application. When the guaranteed party fails to fulfill its obligations as agreed, CIB assumes the corresponding liabilities. CIB charges the applicant a service fee for this service. 2. Domestic L/G amendment: Services for modifying L/Gs upon customer request.
	020705	Bank Acceptance Draft Risk Exposure Management Fee	Charged at 0% to 1.5% on the newly incurred risk exposure of bank acceptance business as a one-time fee. Waived for small and micro enterprises.		According to the agreement, CIB, as the acceptor of bank acceptance drafts, provides customers with risk exposure occupation and management services.	Exposure amount = Acceptance amount - Deposit amount. The exposure is calculated at the time of draft issuance.
	020706	Loan Commitment (Letter of Intent) and Credit Certificate	0.1% to 0.5% of the loan commitment (letter of intent) or credit certificate amount, minimum RMB 500, or as per agreement. Waived for small and micro enterprises.		1. Loan commitment (letter of intent): A commitment (letter of intent) document issued to the applicant at their request, which pledges to provide the customer with a loan within a specified future period upon fulfillment of predetermined conditions. 2. Credit certificate: A document issued as a Bank Credit Certificate, committing to the tendering party that CIB will fulfill the normal and reasonable credit needs of the applicant (bidder) for the awarded project, within the pre-approved limit specified in the Bank Credit Certificate, if the applicant (bidder) wins the bid.	Charged at the time specified in the agreement.
	020707	Fees for Institutional Guarantee and Other Credit Enhancement Services	Draft guarantee service fee: 0.05% to 4% per year of the guaranteed amount, minimum RMB 300 per transaction. Draft payment guarantee service fee: 0.15% to 0.25% per quarter of the guaranteed amount, with a minimum of RMB 300 per quarter or RMB 500 per quarter; for draft payment guarantees with full cash deposit/full certificate of deposit pledge, the fee can be as low as 0.05% per quarter of the guaranteed amount, with a maximum of this rate. Fees for other credit enhancement services will be charged as per agreement.		Draft guarantee: At the request of the acceptor or holder of a commercial acceptance guarantee, CIB, as the guarantor, records a guarantee on the draft, which is a type of draft-related act aimed at securing the fulfillment of the draft’s obligations. Draft payment guarantee: Under the import draft payment guarantee service, CIB, as the guarantor bank, guarantees the full payment at maturity for the customer’s international trade settled via D/A or T/T. Upon meeting the guarantee conditions, CIB unconditionally pays the amount under the trade. Other credit enhancement services: Providing guarantees, commitment lines and other credit enhancement services to institutional customers.
	020805	Syndicated Loan/Syndicated Borrowing	Includes arrangement fees, agency fees, commitment fees, and participation fees: Charged as per agreement between syndicate member banks and customers.		1. Arrangement fee: Charged by syndicated loan/borrowing lead banks for services including syndicate formation, underwriting or partial underwriting, distribution of syndicated loan/borrowing shares, and organizational arrangements for the syndicated loan/borrowing. 2. Commitment fee: Charged by syndicated loan/borrowing member banks for undrawn credit availability during the commitment period, compensating for the capital reserve requirement to honor potential drawdowns by the borrower. 3. Agency fee: Charged by syndicated loan/borrowing agent banks for administrative management and coordination services related to the syndicated loan/borrowing. 4. Participation fee: Charged by participating banks in syndicated loans/borrowings for assuming lending obligations and providing corresponding credit services at the lead bank’s invitation.
	020806	Corporate Overdraft Facility Service	Overdraft commitment fee for corporate customers: For corporate overdraft facilities, a commitment fee is charged based on the maximum limit and tenor of the overdraft facility provided by CIB, with an annual rate benchmarked at 0.3%, typically not exceeding 0.5%. Waived for small and micro enterprises.		CIB provides overdraft services within approved limits to meet temporary funding needs arising from corporate customers’ business operations.	For corporate overdraft facilities, a commitment fee is charged as a one-time payment upon signing the corporate overdraft agreement.
			Corporate overdraft facility commitment fee for intra-industry customers: Charged as per agreement; calculated daily based on actual overdraft transactions according to service specifications; or assessed based on the overdraft limit and tenor provided by CIB. Daylight overdraft facility commitment fee for intra-industry integrated account agreement deposit interconnect: Charged as per agreement; based on service content, calculated according to the maximum daylight overdraft limit and overdraft period provided by CIB to intra-industry customers, at the agreed rate.		Corporate overdraft facility service for intra-industry customers: When intra-industry customers require temporary liquidity support during payment settlements, they may obtain an daylight overdraft limit upon application and approval by CIB. Daylight overdraft facility service for intra-industry integrated account agreement deposit interconnection: When intra-industry customers require temporary funds during payment and settlement processes, and after activating the agreement deposit interconnect service for the primary integrated account upon application and approval by CIB, payment services with daylight overdraft provisions will be provided to the primary account, capped at the total balance of interconnected interbank agreement deposits under the primary account.	The fee waiver policy for small and micro enterprises under the Corporate Overdraft Facility Service does not apply to intra-industry small and micro enterprises.
Other Services	020701	Credit Certification Service	Standard/Non-standard Credit Certification: RMB 100 per copy; waived for small and micro enterprises.		1. Standard text credit certification: Including standard text certification matters such as account opening, deposits, and real-time account status inquiries. 2. Non-standard text credit certification: If the standard text format needs to be modified or if certification matters beyond the standard text are required, it will be considered a non-standard text credit certificate.
	020702	Bank Inquiry Letter	Bank inquiry letters: RMB 200 per copy. Waived for small and micro enterprises.		Relevant information will be queried and verified, and written or electronic responses will be provided for received confirmation requests, in accordance with the Notice of the General Office of the Ministry of Finance and the General Office of the National Financial Regulatory Administration on Issuing the “Bank Confirmation Procedures Operating Guidelines” (Cai Ban Kuai [2024] No. 2).
	020801	Door-to-Door Cash Collection/Delivery	Fees are charged based on the number of service visits and locations, ranging from RMB 180 to RMB 1,000 per visit per location; or charged at agreed rates.		Signing agreements with customers or fulfilling temporary requests to provide door-to-door cash collection/delivery services.
	020807	Credit Card Installment Special Merchant Service	Charged as per agreement.		When customers purchase goods from designated merchants, CIB provides a service allowing repayment of the merchandise amount in installments over a specified period.	This fee is charged to partner institutions or merchants and is not imposed on cardholders.
	020808	Pension Security & Compensation Benefit Account Management	Charged as per agreement.		CIB, entrusted by customers, provides account management services for various pension protection products and compensation-benefit plans including but not limited to employee stock ownership plans, equity incentive plans, employee benefit programs, performance risk reserve plans, deferred compensation arrangements, pension-related products (such as medical and housing benefits), as well as compensation and benefit plans.	This includes account management fees for all types of pension-related products and compensation/benefit plans.
	020809	Bank Card Issuer Service Fee	Domestic and overseas issuer service fees are implemented in accordance with regulatory and card association standards.		CIB provides acquirers with services including bank card account verification and management.	The bank card transaction issuer service fee shall be charged according to the standard of “Bank Card Transaction Issuer Service Fee” (Serial Number: 100013) specified in the Government-Guided and Government-Mandated Fee Schedule.
	020810	Treasury Management Platform Service	1. Treasury management platform system implementation fee: Charged once based on the activated functions. Basic functions (including inquiry and transfer): RMB 100,000; Funds centralization management: RMB 50,000; Budget management: RMB 50,000; Investment and financing management: RMB 50,000; Bill management: RMB 50,000; Cross-border fund management: RMB 50,000; Internal banking: RMB 50,000; Mobile app: RMB 50,000; Customized integration services (including but not limited to ERP, OA, financial systems and other enterprise internal system integrations): RMB 100,000. Additional charges apply based on the number of affiliated member units under the group: 10 to 50 units (inclusive): additional RMB 50,000; 50 to 100 units (inclusive): additional RMB 100,000; over 100 units: additional RMB 200,000 2. Treasury management platform system maintenance fee: An annual service fee of RMB 1,000 is charged for basic functions (including inquiry and transfer); RMB 500 is charged annually for each additional function, including funds centralization, budget management, investment/financing management, bill management, cross-border funds, internal banking, and mobile app. Maintenance fees are charged per calendar year. For service periods of less than one year, fees will be charged proportionally based on the actual number of months activated divided by 12.		1. Treasury management platform system implementation fee: Providing system function activation and deployment services for the treasury management platform. 2. Treasury management platform system maintenance fee: Providing operational and maintenance services for system functions of the treasury management platform.
Custody Service	020901	Custody/Safekeeping/Supervision fee	Custody/Safekeeping/Supervision fees: Charged at an annual rate of 0 to 2% of total/net asset value or as fixed amounts agreed with customers as per agreement, based on product type and service scope. Financial asset custody service fees: Charged in accordance with the fee standards of bond registration institutions such as CCDC and SCH.		Product custody/safekeeping fees: Comprehensive asset custody/safekeeping services provided to customers requiring these services from CIB, including legal document review, account establishment, asset safekeeping, investment clearing and settlement, accounting services, asset valuation, transaction monitoring, fund collection and payment, information disclosure, investment performance evaluation, risk analysis, advisory services, and customized reporting. The specific services shall be subject to the agreement. Product supervision fee: Supervision services provided to customers requiring these services from CIB, including legal document review, fund usage monitoring, profit distribution oversight, liquidation plan supervision, liquidation asset allocation monitoring, and information disclosure. The specific services shall be subject to the agreement. Financial asset custody service fee: Custody services for financial assets such as bonds. The specific services shall be subject to the agreement.
	020902	Account Supervision Service Fee	Account supervision/monitoring service fee (including account supervision/monitoring fee, fund supervision/monitoring fee, and general supervision/monitoring fees): Determined through negotiation with customers based on product service content. Typically charged at an annual rate of 0 to 2% of the total/net asset value of supervised accounts/funds, or as fixed amounts agreed with customers as per agreement.		Comprehensive supervision services provided to customers, including legal document review, opening regulatory accounts, safekeeping funds, pooling settlement funds, supervising fund usage, distributing proceeds, overseeing allocation and liquidation plans, allocating liquidation assets, and disclosing regulatory funds or accounting information. The specific services shall be subject to the agreement.
	020903	Asset Management Product Administrative Outsourcing Service Fee	Charged as per agreement.		Services provided to managers, including legal document review, accounting, asset valuation, registration, reporting, and information disclosure. The specific services shall be subject to the agreement.